Metro 2® Software for Every Organization
From desktop software for small lenders to enterprise APIs for fintech platforms — we have the right Metro 2® solution for your reporting volume and workflow.
Credit Time 2000©
The industry-standard Metro 2® desktop software
Our flagship desktop software has been the trusted choice for Metro 2® compliance since 1986. Credit Time 2000© provides powerful local data processing on Windows with the reliability enterprise clients demand.
- Desktop-based (Windows only)
- Manual data entry
- Data backup and restore
- Unlimited phone support
- Unlimited email support
- Best for 1,000 accounts or less
- Full Metro 2® format compliance (CDIA standards)
- Built-in reports
e-CreditTime
Cloud-based Metro 2® credit reporting — no installation required
e-CreditTime is the first cloud Metro 2® Credit Reporting Software in the industry. Access from any browser, anywhere — no installation, no Windows requirement.
- Cloud based — access from any browser
- Remote access from anywhere
- Installation free
- Audit included
- Manual data entry
- Data backup and restore
- Unlimited email support
- Best for 1,000 accounts or less
- SOC 2 Certified
- Volume based pricing
- Over 1,000,000 validations per 1,000 accounts
MORFi Web
Browser-based Metro 2® compliance platform
Access your Metro 2® reporting dashboard from any browser. MORFi Web handles data import, compliance validation, stack processing, and bureau submission in one secure cloud environment.
- Cloud based
- Remote access
- Installation free
- Audit included
- Import data (CSV/Excel)
- Unlimited email support
- Best for 100 to 1,000,000 accounts
- SOC 2 Certified
- Volume based pricing
- Multi-user access with role-based permissions
- Automated stack processing and scheduling
MORFi API
Integrate Metro 2® compliance into your platform
Our REST API gives developers direct access to our Metro 2® validation engine, stack processing pipeline, and bureau submission infrastructure. Build fully automated credit reporting workflows.
- Cloud based
- Remote access
- Installation free
- Audit included
- Import data (CSV/Excel)
- Best for 100 to 1,000,000 accounts
- SOC 2 Certified
- API access/integration
- Unlimited email support
- Volume based pricing
- REST API with comprehensive documentation
- Webhook notifications for submission status
- JSON, CSV, and Excel data formats
- Sandbox environment for testing
Not Sure Which Solution Is Right for You?
Our Metro 2 experts will assess your reporting volume, technical requirements, and compliance needs to recommend the right solution. Free consultation — no commitment required.
Book a Free Consultation