Everything You Need for Metro 2 Compliance

Data mapping, compliance validation, stack processing, file generation, bureau delivery, and audit trails — all in one platform trusted since 1986.

Compliance

Bureau-Grade Metro 2 Validation

Our compliance engine mirrors the exact validation rules used by all four bureaus. Catch errors before submission.

Processing

Stack Processing Engine

Process thousands of credit records in parallel batches with automated scheduling, error recovery, and complete processing logs.

Compliance

Compliance Audit Trail

Every change, submission, and validation result is logged with a timestamped audit trail for FCRA compliance.

Automation

One-Click File Generation

Generate CDIA-compliant Metro 2 format files instantly from CSV, Excel, or JSON data.

Submission

Multi-Bureau Submission

Submit to all four national credit bureaus — Equifax, Experian, TransUnion, and Innovis — from a single platform with fully automated delivery.

Compliance

CRRG® Aligned Compliance Engine

Built to the current Credit Reporting Resource Guide® specification. Updated whenever CDIA releases a new CRRG® edition, keeping your submissions in sync with bureau requirements.

Reporting

Compliance Reporting Dashboard

Real-time dashboard showing submission status, acceptance rates, error trends, and compliance health scores.

Security

Role-Based Access Control

Granular permission controls for teams of any size with complete user activity logging.

Automation

Automated Monthly Scheduling

Set up recurring monthly submissions that run automatically. Never miss a bureau submission deadline.

Usability

Guided Data Entry & Smart Validation

User-friendly screens with field-level guidance, drop-down selectors for Metro 2 codes, and real-time validation cues that prevent errors before they happen.

Metro 2 Software Features — Bureau-Grade Validation, Stack Processing & Audit Trail | Hutchins Systems